Business Financing Marketplace

50 lenders compete
to fund your business.

One application routes across 50 specialized lenders who compete to fund you — real, side-by-side offers in about 24 hours, funded in 48. No effect on your credit to compare.

Get my offers → How it works

One 2-minute application · 50 lenders compete · No credit hit to see offers

Recently funded
$250,000 equipment financing · construction company $80,000 working capital · restaurant group $300,000 invoice factoring · staffing agency $180,000 equipment financing · dental practice $120,000 revenue-based financing · e-commerce brand $450,000 SBA 7(a) · franchise acquisition $220,000 equipment financing · trucking company $95,000 line of credit · HVAC contractor $140,000 equipment financing · med spa $60,000 startup capital · SaaS founder $520,000 commercial real estate · owner-occupied $200,000 working capital · wholesale distributor $75,000 revenue-based financing · retail store $340,000 invoice factoring · freight carrier $110,000 equipment financing · machine shop $160,000 line of credit · landscaping company $420,000 SBA 504 · manufacturing facility $90,000 term loan · auto repair shop
50
Specialized lenders
8
Capital products
24h
First offers
48h
To funding
Why EQ Funding

One application. Fifty lenders compete.

Going to one bank is one shot at one offer. EQ Funding routes your application to the lenders most likely to fund you — they compete, so you get real, side-by-side offers and better terms.

01

50 lenders, one form

Your application goes to the specialized lenders most likely to fund it — no re-applying, no chasing banks one at a time.

02

Real offers in 24 hours

Compare actual terms side by side — rate, payment, and term — and fund in as little as 48 hours.

03

No credit hit to compare

Pre-qualification is a soft inquiry with zero impact on your score. A hard pull only happens if you accept an offer.

04

Free to apply

It costs you nothing — lenders pay us when a deal funds, so our incentives line up with getting you the best offer.

Why the network wins

One bank can say no. Fifty can say yes.

When you apply to a single bank, you're betting everything on one lender's appetite that week. Most declines aren't a verdict on your business — they're about that one lender's box. With EQ Funding the same file goes to the lenders most likely to fund you, all at once.

One lender

The single-bank gamble

  • One credit box, one take-it-or-leave-it answer.
  • A single decline ends it — and dings your credit.
  • Slow, manual underwriting with no leverage on terms.
  • Start over somewhere else, a little more bruised each time.
EQ Funding · 50 lenders

The network advantage

  • One application, routed to the lenders most likely to say yes.
  • Fifty lenders compete — a far higher chance of a real offer.
  • Side-by-side offers in about 24 hours, funding in 48.
  • One soft pull to compare — not ten hard ones.
What we finance

Eight ways to fund your business.

Whatever you need, there's a product and a lender for it — and one application covers all of them.

Term Loans

Fixed-rate capital, 2–10 year terms

SBA 7(a) & 504

Government-backed, low-rate financing

Lines of Credit

Revolving capital, draw on demand

Revenue-Based Financing

Funding tied to revenue, no collateral

Equipment Financing

Asset-secured, up to 100% of cost

Invoice Factoring

Same-day cash from outstanding AR

Startup Capital

Underwritten on projections, not just revenue

Commercial Real Estate

Owner-occupied, SBA 504, bridge & more
How it works

From application to funded in four steps.

STEP 01

Tell us your situation

A 2-minute application. No documents to start, and no effect on your credit score.

STEP 02

Pick your lenders

Review the lenders matched to your profile and choose who to apply to — your file goes only to the ones you pick.

STEP 03

They compete

We negotiate the best terms with each lender you selected and bring back their real offers, side by side.

STEP 04

Compare & fund

Accept the offer that fits. Funds wire direct from the lender — most in 24–48 hours.

Get my offers →
About EQ Funding

Capital infrastructure for the future of business.

EQ Funding replaces the one-bank gamble with a single application that routes across a network of 50 specialized lenders — so you get real, competing offers in about 24 hours and fund in 48. We're paid by lenders only when a deal closes, which means our incentives line up with yours. Serving businesses across the United States and Canada.

Coverage US & Canada 8 capital products 50 specialized lenders $0 to apply
FAQ

Questions, answered.

Does applying affect my credit score?
No. Pre-qualification is a soft inquiry with zero impact on your credit. A hard pull only happens if you accept a specific lender's offer.
What does it cost me?
Nothing to apply or compare offers. Lenders pay EQ Funding when a deal funds — so you're never charged to use the marketplace.
How fast can I get funded?
First offers typically arrive within 24 hours, and most products fund within 48. SBA loans take longer due to government underwriting.
What do I need to qualify?
It varies by product — generally your revenue, time in business, and credit. With 50 lenders across 8 products, there are options for newer businesses, lower credit, and asset-based deals too.
How much can I borrow?
From a few thousand to several million, depending on the product and your business — equipment, working capital, SBA, real estate, and more.
Is my information safe?
Yes. Your details are used only to match and route your financing to the right lenders, handled securely and in line with our privacy policy. We don't sell your information.

Ready to see your offers?

One 2-minute application puts your business in front of 50 lenders competing to fund it. No credit hit to compare.

Get my offers →